National pension (Pension Type.1)
- Japanese
- 国民年金
Kokuminn nenkin
The pension that Japan runs.
Benefits, Systems
Type of benefits
- Old-age pension: If you have 10 years of eligibility and reach the age of 65, you will be paid for the pension insurance premiums you paid during your working years. You need to have been paying these premiums for at least 40 years to receive the full amount, which is around 800,000 yen per year.
- Basic disability pension: If you have a disability legally prescribed, you can receive the pension even if you have not paid the pension for the required period.
- Basic pension for bereaved spouse: If the spouse who is eligible for the old-age pension passed away, their living spouse can receive the pension.
- Lump-sum withdrawal payment
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Eligible People
Joining period
Everyone aged between of 20-60 years old has to join Public Pensions.
Divisions
- Category 1 insured person: Self-employed, agricultural worker, student or unemployed. In these cases, the insurance premiums need to be paid by yourself.
- Category 2 insured person: Those who are enrolled in Company Pension (Pension Type.2) in addition to the national pension such as employees and civil servants. The insurance premium is paid as a Social Insurance Fee(Insurance Type.2 & Pension Type.2).
- Category 3 insured person: A spouse who is "dependent" by the category 2 insured person (company employee, etc.). The national pension is applicable, but there is no need to pay insurance premiums because it is dependent on the category 2 insured person.
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Payment Amount
Insurance premium
16,590 yen monthly
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Application
Enrolling
If you have lived in Japan before you turn 20 years old then a guide and payment slips will be posted from the government, so you are not responsible for seeking enrolment yourself.
- My number notification card
- My number card
- Seal (hanko)
- Separation Notice (If you join after quitting) Passport (If you come from overseas)
Withdrawal
You need to process a withdrawal because you are travelling overseas.
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Others (Note,important Points, Points)
You do not have to process anything when you enroll for the Company Pension (Pension Type.2) because your employer will do it for you.