These premiums are calculated based on the standard monthly remuneration/social insurance premium classification (your wage) and the amount that is owed is then halved between the employee and the company. The insurance premium that you as the employee pay is automatically deducted from your salary and bonuses. The standard amount of insurance premiums you will pay as an employee is about 15% of your salary. However, if you are aged between 40 and 65, you will be forced to take out long-term care insurance, which will increase your insurance premiums.

Insurance premiums are also deducted based on standard bonus/social insurance premium classification (your bonus) from bonuses that are paid more than every 3 months (so less than three times a year) as compensation for labor.

A standard bonus/health insurance premium rate of about 10% (about 12% for those aged 40 to 65) + a standard bonus/company pension rate of about 18% is the amount that will be deducted from your bonuses.

Premium fees for health insurance and the company pension fees are waived from both the insured individual employee and the business owner during maternity leave (42 days before childbirth (98 days for multiple pregnancies), the period you did not work because of pregnancy or childbirth and 56 days after childbirth). These premiums are also waived for childcare leave and equivalent leave, for raising children under 3 years old under the childcare/nursing leave law.

Your employer is responsible for taking care of the procedure, so as the individual employee you do not need to worry about this side of things.