Coverage for bodily injury liability
When an accident occurs and people either in the car or pedestrians are injured or killed and/or there are damages to the car/other materials, the insurance will be paid out up to the portion exceeding compulsory automobile liability insurance.
It is usually an "unlimited" amount that covers all damage to people and property.
Property damage liability insurance
Insurance money will be paid if you are involved in a car accident that damages the other party's car, a utility pole, guardrail, or other property that is liable for legal damages. Profit loss when a car hits a store and the store cannot operate for some time, is also covered.
It does not apply if you have destroyed the garage of your own house.
It is usually an "unlimited" amount that covers all damage to property.
Passengers' personal accident
This insurance pays a predetermined amount of money if a person in a contracted car dies or is injured. Death insurance, disability insurance, medical insurance, etc.
Personal injury protection insurance
If a person in a car is killed or injured due to an accident with a contracted car, the actual amount of damage such as medical treatment costs, damages for missed work, and lost profits will be compensated regardless of the percentage of fault.
Coverage for self-incurred personal accident
Insurance will be paid if the driver or passenger of the contracted vehicle is killed or injured in a single accident such as a collision with a utility pole or a fall, or in a traffic accident where the other party is not at fault in any way.
Protection against uninsured vehicles
The insurance is still paid when the driver or passenger dies or suffers after-effects due to an accident with an uninsured car or a car with insufficient coverage, and you cannot receive sufficient compensation from the other party, even if they were at fault.
Car physical damage insurance
This is insurance for your own car. The 'normal' type covers almost everything like vehicle collisions, contact accidents, self-damage accidents, damage from falling objects, hit-and-runs, theft, natural disasters, etc.
A limited type (economy type) compensates for accidents that are not mainly caused by driving, such as parked car collisions, contact accidents, theft, and damage caused by mischief.